:root{--navy:#0b2344;--blue:#0f5faa;--gold:#c9972b;--light:#f5f8fc;--ink:#10213a;--muted:#5c6b7f;--card:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:var(--blue)}.topbar{background:var(--navy);color:white;padding:10px 24px;font-size:14px}
.header{display:flex;align-items:center;justify-content:space-between;padding:18px 6%;border-bottom:1px solid #dde7f3;background:white;position:sticky;top:0;z-index:10}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--navy)}.logo{width:54px;height:54px;border-radius:14px;background:linear-gradient(135deg,#0f5faa,#c9972b);display:grid;place-items:center;color:white;font-weight:800}
.brand strong{font-size:24px}.brand span{display:block;color:var(--muted);font-size:13px}
.nav{display:flex;gap:22px;align-items:center}.nav a{text-decoration:none;color:var(--navy);font-weight:700}
.btn{display:inline-block;background:var(--blue);color:white!important;padding:12px 18px;border-radius:999px;text-decoration:none;font-weight:800}
.hero{background:linear-gradient(135deg,#eef5ff 0%,#ffffff 65%);padding:70px 6%;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.hero h1{font-size:50px;line-height:1.1;margin:0 0 20px}.hero p{font-size:20px;color:var(--muted);max-width:760px}
.trustbox{background:white;border:1px solid #d7e3f0;border-left:7px solid var(--gold);border-radius:18px;padding:26px;box-shadow:0 15px 35px rgba(8,35,68,.08)}
.badges{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.badge{background:#eaf3ff;color:var(--navy);padding:9px 12px;border-radius:999px;font-weight:800;font-size:14px}
.section{padding:58px 6%}.section.alt{background:var(--light)}.section h2{font-size:36px;margin:0 0 18px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;margin-top:26px}
.card{background:var(--card);border:1px solid #dbe6f2;border-radius:18px;padding:24px;box-shadow:0 8px 20px rgba(8,35,68,.05)}
.card h3{margin-top:0;color:var(--navy)}.split{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}
.footer{background:#071a33;color:white;padding:40px 6%;display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer a{color:white;display:block;margin:6px 0}
.breadcrumbs{font-size:14px;margin-bottom:18px;color:var(--muted)}.page-hero{padding:52px 6%;background:#eef5ff}.page-hero h1{font-size:44px;margin:0}
.local-list{columns:2}.notice{background:#fff8e8;border:1px solid #efd49a;padding:18px;border-radius:14px}
@media(max-width:850px){.hero,.split,.footer{grid-template-columns:1fr}.nav{display:none}.hero h1{font-size:38px}}